DiscoverMile High FI PodcastFrom $240K in Debt to Early Retirement at Age 48 - Josh (Part 1) | MHFI 287
From $240K in Debt to Early Retirement at Age 48 - Josh (Part 1) | MHFI 287

From $240K in Debt to Early Retirement at Age 48 - Josh (Part 1) | MHFI 287

Update: 2025-09-301
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Doug chats with Josh Epley (9 to FI podcast) about his journey from $240K in debt to early retirement.  Josh discusses how he and his wife managed to turn their financial lives around including challenges they faced along the way and successful strategies they implemented such as real estate investing & rigorous budgeting.  Josh also shares insights into his recent post-retirement life from navigating personal challenges to the role of intentional living.


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0:00 Introduction


4:35 Overcoming financial struggles


11:41 Climbing out of debt & making changes


17:17 Dealing with professional identity


22:04 Catching the real estate bug


31:10 Real estate disaster stories


37:20 Future real estate plans


44:17 Thoughts on college 


52:05 A rich mindset & financial stages


59:24 Current expenses


1:04:32 9 to FI podcast


1:09:55 Soundcheck – HOAs

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From $240K in Debt to Early Retirement at Age 48 - Josh (Part 1) | MHFI 287

From $240K in Debt to Early Retirement at Age 48 - Josh (Part 1) | MHFI 287

Doug Cunnington & Carl Jensen